When looking for low interest rate credit cards, there are many factors you need to take into consideration in order to ensure you are really getting a
great deal. Many people do not realize that low interest credit cards may not
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Finance Charge Calculations
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you think it is. Be sure to read the fine print on the credit card and learn
more about how the finance charges are calculated. The traditional method for
determining finance charges is the Average Daily Balance method. This method
best when it comes to saving you money. The Two Cycles Average Daily Balance
method, however, can become quite costly if you carry a balance on your card
from month to month. And, since you are looking for low interest credit
cards Cheap Brandon
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With the Two Cycles Average Daily Balance method, finance charges are determined two times during your billing cycle rather than just once. Therefore,
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while the APR may be low, your finance charges are not because you are paying
twice.
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The grace period is how long you have to pay back what you have borrowed from the credit card before finance charges start adding up.
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purchase!
Consider Annual Fees
Some low interest rate credit cards have annual fees. This is the credit card company's way of compensating for the low interest rate it provides. For the
most part, paying annual fees to receive a low interest credit card is not worth
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charging an annual fee. In this case, you will have to weigh the annual fee
payment against your potential interest rate savings. If the annual fee and
interest rates are both low enough, then it might be worth your while to apply
for the card. Be sure to provide yourself with an honest assessment of your
spending habits and how much money you will be able to send to the credit card
each month in order to pay off your debt. The last thing you want to do is just
give your money away to a credit card company in the form of an annual fee if it
doesn't ultimately benefit you financially.
by Jit Kumar
NEW DELHI, April 17 (Xinhua) -- One of the biggest trials India has been fighting since gaining independence from Britain in 1947 has been against female
foeticide, which is the result of the country prioritizing sons over daughters.
Government after government have chalked out strategies and policies to revert the practice but have apparently failed because of several impediments at
the central Cheap Bo
Horvat Shirt , state and local level. This has raised new challenges and
has only made the fight tougher to deal with.
A lack of coordination at central and state levels has also been a major drawback towards arresting those involved in committing foeticide. It is
reflected in several cases that have been reported in the recent past, which has
opened a can of worms that suggest only half-baked attempts have been made to
curb this social malady.
The arrest of Dr. Babasaheb Khidrapure from Sangli in the western Indian state of Maharastra and the recovery of 19 female fetuses from the hospital run
by him, suggests a racket was being run by medical professionals and health
officials in allowing illegal sex determination.
This glaring case, which was uncovered after the death of a young woman who had undergone an abortion at Dr. Khidrapure's clinic, revealed the dark secrets
and the societal bias that continues to run in the favor of men.
Selective foeticide has become so rampant in India that growing technology and improved literacy rates have failed to act as deterrents.
A look at the recent figures further unveils the sorry state of affairs. As per the 2011
census Cheap Henrik
Sedin Shirt , the sex ratio dropped to 914 girls per 1,000 boys. It was
866 in Delhi and 899 in the northern state of Uttar Pradesh.
Haryana and Punjab, two northern states which have been infamous for low sex ratios, continued to record the same trend with sex ratios at 830 and 846
respectively. The proliferation of sex-determination clinics has only added to
the problem as even in Rajasthan, the sex ratio dropped from 909 in 2001 to 883
in 2011.
"Several steps have been taken in the last decade to check on the female foeticide problem but the issue has become
rife Cheap Daniel Sedin
Shirt ," said Balwinder Singh, a Delhi-based doctor.
"One of the major action plans was the creation of the Pre-Conception and Pre-Natal Diagnostic Techniques Act or PCPNDT Act to stop female foeticide in
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