Definition of Fraud: "In a broad strokes definition, fraud is a deliberate misrepresentation which causes another
person to suffer damages, usually monetary losses."
Like many, I have had negative experiences one eBay. However, I've also had negative experiences with
unscrupulous people in the real world. The truth is that eBay is just a
microcosm of real-life society where 99.9% of people are good
nature.
Have you had a bad experience on eBay? I spoke with someone recently who said that a "fraudulent experience on eBay" ruined their desires to
use eBay as a sales platform." That seems just a bit
immature Geno Atkins
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daughter left her board shorts on a lounge chair while swimming in the pool (at
a nationally recognized vacation resort). When she returned, her shorts were
gone. Someone stole her shorts. Fraud and theft. How should my nine year old
respond? Should she never swim in a public pool again?
Of course not. But, she can learn a valuable life lesson of how to protect herself and her
property. And to that we discover the purpose of this article. How can we
protect ourselves from potential fraud on eBay?
Fraud on eBay, while small in proportion to the number of transactions that take place, is a real
issue for the unsuspecting eBay member. Follow the following points to reduce
the potential of fraud on eBay in your online trading adventures.
Fraud Tip #1: Understand Phishing
1. A new word to the Websters' Dictionary for 2005 A.J. Green Womens
Jersey , this has become #1 of the top areas of Fraud Alert in the history
of the internet. Here is the definition from dictionary: "A method of identity
theft carried out through the creation of a website that seems to represent a
legitimate company. The visitors to the site, thinking they are buying something
from a real business, submit their personal information to the site. The
criminals then use the personal information for their own purposes, or sell the
information to other criminal parties." In specific terms, it may relate to your
eBay membership Andy
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account where you need an ID, password andor personal information.
2. Fraud on eBay can occur when you receive a phishing email that sounds 100%
legitimate. It might come from: support@... And looks like this: "Dear eBay
member Michael
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strong reason to believe that your eBay account had been recently compromised
and it could be used by a third party without your authorization. In order to
prevent any fraudulent activity from occurring we are required to open an
investigation into this matter. To speed up this process, you are required to
verify your eBay account by following the link below."
a. Here's what happens: when you click on the link listed, you are taken to a web page that
looks exactly the same as the sign-in page -- for example, you are sure you are
at the eBay sign-in page. You are asked for personal information, including ID
and password Renell
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3. How to protect yourself? You need to know that eBay, PayPal or any other secure site will NEVER ask for your
personal, identifying information in an email. What should you do? Delete the
email and tell yourself you're not going to fall victim to a phishing
scam.
A high percentage of online and eBay fraud is eliminated simply by understanding phishing and knowing how to deal with it.
Fraud Tip #2. Only Buy From Sellers With an Established Feedback Score
?Love or hate eBay's feedback system, but is has its purpose. By doing your due diligence you
can weed out potentially fraudulent eBay sellers simply by reviewing their
feedback score. Pay particular attention to the last 90 days and be sure read
all the comments posted on the first 3 pages. A sellers feedback score will is
increasingly important if you are purchasing a high ticket item. Fraud on eBay
can be dramatically reduced by following this Fraud Tip.
Fraud Tip #3. Do Not Pay With Western Union
?The chance of Fraud on eBay has been reduced through eBay's own internal policing of buyer payment options. If you are going
to pay for an item you purchase on eBay - always use PayPal as you are covered
by PayPal's buyer protection program.
?Here is eBay's latest "Safe Payments Policy:
"Permitted on eBay: Sellers may offer to accept PayPal, credit cards including MastercardVisa
AmexDiscover Ryan
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eBay purchases. Sellers may also offer to accept bank-to-bank transfers, often
known as bank wire transfers or bank cash transfers. Sellers may accept COD
(cash on delivery) or cash for in person transactions. Sellers may offer to
accept payment through Certapay and Propay. Sellers may offer to accept personal
checks, money orders, cashier's checks, certified checks and other negotiable
instruments.
Not permitted on eBay: Sellers may not solicit buyers to mail cash. Sellers may not ask buyers to send cash through instant cash transfer
services
(non-bank Germaine
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or Moneygram. Sellers may not ask buyers to pay with Stormpay. Finally, sellers
may not request payment through online payment methods not specifically
permitted in this policy."
With regards to cash payments on eBay, "The U.S. Postal Service tells us it's unsafe, and now eBay is telling everyone that
it is unsafe," said Matt
Halprin Drew Sample
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