This is a common question among people who have bad luck and get in car accidents. I hope you don't have to experience this ever in your life, but if you do, you have some rights to adhere to if you are not in the wrong. The insurance that you have has to repair your phone if it's broken. You just have to file a full usage request. If they refuse to do it, you can get a
car accident lawyer, and you will most definitely get help and get your phone repaired.
