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Article From Article Directory Database Transunion Dispute Transunion Dispute January 14, 2014 | Author: Jimmy Burke | Posted in Finance
Back in February, I remember watching a report on 60 Minutes titled 40 Million Mistakes: Is your credit report accurate? The piece focused on a study
that indicated that as many as 40 million consumers have a mistake on their
credit reports. Correspondent Steve Kroft talked to several individuals who
discussed just how hard it is to get any of the credit bureaus to fix
mistakes Adidas Superstar Rainbow Mens , especially Experian.
Now, I’m actually someone who checks their credit report quite often. Every time I do a churn, usually every 90 days, I’ll run a copy of my credit report
and credit scores. Remember, you can get your free TransUnion score from
CreditKarma and your free Experian score from Credit Sesame. Don’t forget that
you are also entitled to a free credit report each year from the 3 major credit
reporting bureaus, thanks to Uncle Sam. I’ve actually been lucky enough to never
find any mistakes on my reports…that is until my recent April churn. I noted an
incorrect address Adidas Superstar Rainbow Womens , one that I had never lived at but was listed as a residence.
Experian, Transunion, and Equifax are the three companies that dominate the credit reporting market, tracking the financial prowess of US consumers. 60
Minutes: 2013 FTC Credit Reporting Study 60 Minutes investigated the stunning
number of errors on consumer credit reports and how to make credit report
disputes to Equifax, Transunion, and Experian. This information is sold to
everyone from employers to insurance companies and creditors.
But an eight-year study by the Federal Trade Commission Adidas Originals Superstar Rainbow , released February 11 2013, put the industry under the microscope. FTC chairman Jon Leibowitz called the findings
troubling, with 20% of Americans having errors on their credit reports. About
one in 10 has an error that would negatively affect the consumer’s score.
The research also revealed that 20% of victims were exploited by a close friend, a neighbor or an in house employee. Usually only about 27% of identity
theft happenings actually center around financial or credit card fraud. The more
common forms here seem to center more around bank, employment, utility or phone
fraud which actually account for roughly 50% of identity theft cases. On a more
positive note here Adidas Superstar Rainbow , it has been proven time and time again that if the criminal act of identity theft is caught in the early stages, the likelihood
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